Apply Now

To apply now (if you know your total order amount) please click on one of the links below. You may try more than one institution to maximise your chances for approval and to compare offers. Please note that you can also apply later once you have placed your online order, finance links will be provided at the end of the checkout process.





Application/Order/Settlement

Your loan will be directly arranged by your selected financial institution (below) as Diamfin Group is not a registered credit provider. You can apply for finance before or after you place your online order, although we would recommend registering the order first as the final purchase amount will remain secure during the application process. Once your application is approved the credit provider will credit the funds to your account. You will then need to make an internet transfer (EFT from your account to ours) for the full order amount and send us proof of payment. Receipt of payment will be confirmed and the crafting of your design will commence.



X

Required Documents

  • Valid South African green bar coded ID.
  • Latest payslip/s depending on whether you are monthly, fortnightly or weekly paid.
  • Latest 3 months bank statements where your salary is deposited
  • For self-employed individuals, at least 6 months proof of income (letter from accountant).
  • Proof of residence
X

Finance Cost

The cost of a personal loan is calculated based on a combination of your risk profile and an affordability assessment. Typically the interest rates range from 9% and 45% and repayment periods from 6 to 72 months. Administration and insurance fees can also be added.

X

Finance Options

  • Finance can be applied for purchase amounts up to R150 000
  • Flexible repayment periods from 6 to 72 months. Loan repayment periods can be negotiated in order to suit what is affordable for you.
  • Repayments are done via monthly debit order and your instalment amount will remain fixed over the loan period, even if interest rates go up.
  • You should receive the pre-approval answer in less than 24 hours
  • Your loan is offered with insurance which covers the original loan amount in the event of death, retrenchment, dread disease as well as temporary/permanent disability.
  • You can apply from anywhere in South Africa
X

Qualifying Criteria

  • You must be a South African citizen
  • You must be between the ages of 18 and 65 years old
  • You must be permanently employed
  • You need a minimum salary of R1500p/m deposited to your account